{"id":8626,"date":"2023-07-03T15:21:35","date_gmt":"2023-07-03T18:21:35","guid":{"rendered":"https:\/\/moneysuite.com.br\/como-gerir-o-seu-dinheiro-regra-50-30-20\/"},"modified":"2024-03-15T20:42:57","modified_gmt":"2024-03-15T23:42:57","slug":"how-to-manage-money-know-the-50-30-20-rule","status":"publish","type":"post","link":"https:\/\/moneysuite.com.br\/en\/how-to-manage-money-know-the-50-30-20-rule\/","title":{"rendered":"How to Manage Your Money – Know the 50\/30\/20 Rule"},"content":{"rendered":"

Introduction<\/h2>

Do you know where every penny of your money is going? Efficient money management is a challenge for many people, but it is essential to achieving financial stability and realizing your dreams. The 50\/30\/20 Rule<\/strong> appears as a simple and effective strategy to help you gain control over your finances. With it, you will have clarity on how your income is being distributed and can make adjustments as necessary. Furthermore, this rule promotes a balance between meeting your needs, satisfying your desires and building a secure financial future. After all, knowing where every penny of your money is going is the first step towards a healthy and prosperous financial life.<\/p>

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\"Regra<\/figure>
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The 50\/30\/20 Rule<\/h2>

The 50\/30\/20 rule is a budgeting strategy that divides your net income into three categories:<\/p>

  1. Needs (50%)<\/li>\n\n
  2. Wishes (30%)<\/li>\n\n
  3. Savings or paying off debts (20%)<\/li><\/ol>
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    Needs (50%)<\/h3>

    Necessities are things that are essential to life and that you literally cannot live without. 50% of your budget should be spent on necessities. Examples of needs include:<\/p>